Yape
BCP's mobile wallet, widely used to disburse Peruvian fintech microloans.
Yape, developed by Banco de Crédito del Perú (BCP), is one of Peru's most widely adopted digital-payment apps, letting users send and receive money using just a phone number, alongside the interoperable Plin network.
Peruvian fintech lenders increasingly disburse loans directly to Yape or Plin for near-instant settlement, lowering the practical barrier to receiving a loan for borrowers without a full traditional bank relationship.